We may offer to you an optimum alternative of real-estate leasing according to your requests:

Financial leasing

Your leasing payments are determined so that the amount, with which your leased fixed assets were financed, would be completely amortized. A lessee then becomes an owner of the subject of the leasing.

You may repay in Czech crowns as well as in any foreign currency, the installments are usually on monthly basis in advance. For tax reasons, the leasing term must be harmonized with the depreciation period.

Leasing for a residual value

It is the most common model of a contract in case of real-estate leasing financing, where your payments are determined so that a calculated residual value remains to be paid at the end of the leasing. As a lease recipient, you may do the following with the subject of the leasing at the end of the leasing:

• return it to a leasing provider,
• acquire it by means of a purchase,
• continue to use it for lease rent, which will be newly assessed.

Due to the fact that the purchase price was only amortized partially by leasing installments during the term of the leasing contract, this model is – in comparison with the financial leasing – less financially demanding on monthly basis. Investments of ones own resources in the form of advance rent payments then leads to another reduction of the monthly leasing payments.

Sale and lease back

Do you already own some premises? Do you want to expand your building or to reconstruct it without tying up own or other resources? Naturally, you cannot deprive yourself of the many attractive benefits of the leasing financing.

Sell your building to us and get it back for use on the basis of a long-term leasing contract. You may continue using the premises as if it were in your possession, and at the same time, you may optimally expand your business using the generated resources.

Operational leasing

An ideal form of leasing for your company, which is obliged to carry out consolidation, and which shows its financial results according to international standards. The subject of the leasing is not in the forefront of your interest, however, its actual use is.

UniCredit Leasing will provide you with a wide spectrum of benefits:

• Better method of maintaining equity:
  Thanks to leasing, you will avoid the “tying up” of financial resources in fixed assets in comparison with a direct real-estate purchase.
• Financing based on assets:
  The fact that the leasing provider is an actual owner from the legal point of view may be an advantage when considering risks, which may further lead to lower costs of further financing.
• Off-balance Financing:
  Especially an operational leasing, which puts the rent in the forefront and the financing in the background, improves your ratios in the area of equity and it may lead to an improvement of your rating.
• Tax optimizing:
  You may deduct a great part of leasing installments from your taxes

What other services are offered by UniCredit Leasing?

• Engineering activities
• Functional planning
• Construction planning and management
• Development realization
• Facility Management
• Planning and coordinating moving

Five steps to a leasing contract conclusion

1. Contact our employees to arrange a meeting.
2. During the first meeting, we will carefully listen to your business plan and explain to you in detail the terms and conditions of leasing financing.
3. Our specialists will provide a free-of-charge advice relating to a selection of the optimum financing form and structure.
4. In addition to standard documents for an evaluation of the financing application, you should submit the following:
   • Project or pre-project documentation of the development and/or reconstruction of the subject of the leasing
   • Materials for territorial and/or construction proceedings (in case it already started)
   • Documents evidencing the property and legal status of the land, on which the subject of the leasing is to be located, or of the subject of the leasing itself (unless its development is the subject of the leasing)
   • Overview of negotiated existing and/or future subleases and their terms and conditions
5. In case of an approval, we will sign a leasing contract and other contractual documentation.