In order to evaluate your project, you will need the following documents:
Private individuals:

• valid ID card
• birth certificate
• employer’s confirmation on your monthly income for the last three months – salary checks and bank account statements, to which your salary is remitted regularly by an employer

Business entities:

• extract from the Commercial Register, DIČ, list of partners/majority shareholders
• Annual final accounts for two completed accounting periods (balance sheet, profit and loss statement, cash-flow statement), including appendices to annual final accounts and an auditor’s report)
• annual final accounts (balance sheet, profit and loss statement) for the current accounting period
• specification of the item (delivery contract, offer/quote, etc.)

For more extensive projects, the following are also required:

• Overview of liabilities and receivables classified by maturity, stating creditors and debtors
• overview of current loan and leasing contracts, drawn credits, and other balance and off-balance liabilities (e.g. guaranties provided, issued bills, acceptances of bills, and other issued guarantees)
• business plan, including a financial plan for the term of the leasing
• documenting sufficient sales (marketing study, contracts with customers, etc.)
• other documents – at the discretion of the lessee or upon request of the lessor

Securing a business transactions
The security terms depend on the rating of your company. For companies with the highest financial standing, it will be sufficient to provide formal guarantees. For other clients, a mutual solution may be based, for example, on the following types of guarantees:

• issuing a bill of exchange
• third party guarantor declaration
• securing an obligation with an assignment of a right
• assignment of receivables of the lessor from a solvent customer in favor of the leasing company
• mortgage of movable and/or immovable assets
• irrevocable right concerning a direct debit from an account of the lessor for the term of the leasing contract
• bank guarantee
• other individually agreed guarantee

It is possible to combine the above mentioned guarantees.