Are you thinking about financing your business activities? Do you want to invest? Do you want to modernize? Would you like to have the right technology?

Do you need to invest in machinery, in new technologies, or are you expanding your existing production capacities?

We have several ways for you of how to finance your investment plan:

UCL LeaseMachinery (Financial leasing of machinery and equipment), the purchase price of which exceeds CZK 0.5 million.

UCL FinMachinery

UCL CreditMachienry

Operational leasing of machinery and equipment

Hire purchase

Vendor leasing for financing machinery and equipment, the purchase price of which is between CZK 200 ths. and CZK 5 million

• Leasing financing, which was created in cooperation with the supplier of your selected goods.
• Financing of own production. Do you manufacture or sell machinery and equipment at such price? Then you make take advantage of the vendor leasing for further sales growth of your company.

Financing with the European Investment Bank support (EIB)

European Union, within the support of small and medium-sized enterprises (the so-called SME) in EU member states from within Central and Eastern European countries, provides financial support (financial incentives) to participating financial mediators to diversify their credit and other financial activities to small and medium-sized enterprises, provided that the terms and conditions of the EU Commission are met (the so-called SME Finance Facility = SME FF).

Who may use SME FF:

• company with total assets up to EUR 27 mil.
• company with a turnover up to EU 40 mil.
• company with up to 250 employees
• economically independent company (partners/shareholder with a 25% and higher share of voting rights and/or capital of the company must also meet the above mentioned criteria) or companied owned by municipalities

Availability of financing with the EIB support you can directly check at on-line questionnaire in menu UCL online.

Conditions for projects:

• Total value of a project from EUR 40 thousand up to EUR 1 mil.
• minimum repayment period of 48 months
• refinancing in CZK and EUR
• monthly or quarterly installments

Procedure:

• A client presents to UniCredit Leasing standard background documentation for an approval of a business case according to the rules of UniCredit Leasing.
• UniCredit Leasing completes the so-called “Allocation Request” with a client
• Approval of the business case on the part of UniCredit Leasing.
• Conclusion of contractual documentation

Benefits for you:

• Favorable financing for projects of small and medium-sized enterprises with the support of EIB
• Upon meeting the conditions, UniCredit Leasing guarantees a lower interest rate of the provided financing
• No fees for a leasing contract conclusion
• Documentation in Czech
• Promptness (the processing period is not extended)
• Financing is approved in the Czech Republic, the processing period is therefore not extended
• Favorable leasing terms may also be applied to used machinery and equipment

Calculation example:

	Standard calculation	Calculation in cooperation with EIB
Purchase value	CZK 2,500,000	CZK 2,500,000
Number of installments	48	48
Installment amount excl. VAT	CZK 58,420	CZK 56,474
Sum of installments	CZK 2,804,160	CZK 2,710,752
Savings for a lessee:	CZK 93,408

Commodity limitations

The EIB terms and conditions do not include any direct commodity limitations; however, there are industries, which are not compatible with the EIB program. Certain commodities must be consulted directly with EIB.